James asked:
Which one do you prefer, Mutual Funds or ULIP ? Which is Better for short term investing?
Which one do you prefer, Mutual Funds or ULIP ? Which is Better for short term investing?
Can you Explain 3 Major Differences Between the two?
Tags: Mutual Funds, Short Term Investing, Ulip

You might try posing this same question at.
That is usually most helpful to me for questions of this nature….
ULIP is unit linked insurance plan. Means , part of your money will be invested in shares like a mutual fund and the other part will be in Govt.Bonds
In ordinary mutual funds you do not have insurance. ULIP is better
ULIP is certainly less risky. But I use to like MF. Nowadays I go with muni bonds or something conservative.
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Main differences between ULIP and ordinary mutual funds is variation in expenses — administrative charges, mortality charges and, of course, fund management fees.